Thursday, December 24, 2009

Good Quote - Money is like Manure

Good Simple Inspirational Quote

" Money is like Manure, if you don't spread it - nothing will grow."

Real Estate Sales Agents Ohio Jobs & Salary

Real Estate Agents -Where The Jobs Are & Salary

It's not surprising to know that many Real Estate Sales Agent in the Ohio Area tend to populate toward Cincinnati, Dayton and Cleveland. Relative to the Population as compared to other parts of the state, jobs are more common.

What is surprising, there are proportionally fewer jobs for Real Estate Sales Agents in Canton, Toledo and Youngstown. Yet Toledo Agents, along with Dayton and Cleveland Ohio metro areas have the highest median salaries for Agents.
Metro Jobs Med. Salary 2008
Cincinnati 850 50,040
Dayton 240 56,210
Cleveland 620 53,800
Columbus 540 51,170
Youngstown 100 39,360
Toledo 80 66,620
Canton 40 46,100

Discover assistance with Sylvania, Perrysburg and Toledo Area listings. Specifically representing home buyers and sellers with information on Sylvania Ohio real estate, Perrysburg, Maumee Ohio, and Toledo Area needs whether you are buying, building or selling.

Toledo Value City Building Plans

Norm Eisen of Toledo, has proposed to open a trading center in the former Value City Furniture Store at the Great Eastern Shopping Center. The Center will be named Stormin Normin, which will allow vendors to sell their goods.

Concerned were raised by the Plan Commission:
"We already had a request like that, and it was turned down," said Bacon. "We don't want anything tacky or fly by night, with someone setting up card tables to sell their wares. But this is supposed to be a higher caliber shop."

The Plan Commission has given approval, but with conditions, according to Kimberly Grames, the city's planning, zoning and economic development coordinator.

"The Plan Commission approved a conditional use permit for one year," said Grames. Among the conditions: Eisen will have to report to the Plan Commission quarterly "to let them know how things are going," said Grames. Eisen also plans to provide entertainment at the former Value City Department Store in the Great Eastern Shopping Center, said Grames.

The city's architectural review committee has yet to review Eisen's signage, as well as his plans to have other venues outside the building. "He wants to have garage sale type things outside, and have music events and Put-Put," said Grames. "The committee has to review that before he can actually put up any signs or do anything outside. I believe he's starting to move into the building now."

New Business: Northwest Ohio BeverageNorthwest Ohio Beverage with 30 employees has moved into Northwood, said Grames. They have moved into the former Treu House of Munch facility on Wales Road, said Grames. Signs are up and coolers in place for this business.

Discover assistance with Sylvania, Perrysburg and Toledo Area listings. Specifically representing home buyers and sellers with information on Sylvania Ohio real estate, Perrysburg, Maumee Ohio, and Toledo Area needs whether you are buying, building or selling.

Wednesday, December 23, 2009

Maumee Homes for Sale - Highlights

Maumee Oh Homes for Sale

I'll give you a quick review of these Maumee Homes for sale. It's not limited to these Highlights but to help you do a quick search of each home for sale.

1.) 7910 Quail Creek- Near Quarry, Theater Room, Largest Lot
2.) 7921 Clover Creek- Two Living Areas, Sunroom, Build In Book Shelves
3.) 7906 Clover Creek - Vaulted Ceilings, Outdoor Heaven, Cherry Cabinets4.) 6557 Meadowcroft - Two Tier Deck, Updates, Moldings/organizers/ SOLD5.) 1400 Old Trail - Park View, One Level, Hardwood Floors

Maumee Homes for Sale - Highlights

Maumee Oh Homes for Sale

I'll give you a quick review of these Maumee Homes for sale. It's not limited to these Highlights but to help you do a quick search of each home for sale.

1.) 7910 Quail Creek- Near Quarry, Theater Room, Largest Lot
2.) 7921 Clover Creek- Two Living Areas, Sunroom, Build In Book Shelves
3.) 7906 Clover Creek - Vaulted Ceilings, Outdoor Heaven, Cherry Cabinets4.) 6557 Meadowcroft - Two Tier Deck, Updates, Moldings/organizers/ SOLD5.) 1400 Old Trail - Park View, One Level, Hardwood Floors

Maumee Home meets Today's Family Needs!

Home Buyers get a look at this Maumee Home for sale. I've seen many homes and see the changing needs of today's families, which this home offers.

What I found to be so special about this home is that it offers many separate areas that each family member can enjoy. A Living Room, Family Room and also a relaxing Sunroom. Built in's for organization, fireplace, sunlight, moldings and stunning extras. While everyone enjoys their space they can also join together in a beautiful dinning room with Pillars and Tray Ceiling.

Put 7921 Clover Creek in Maumee Ohio on your wish list and book viewing today.
MLS# 5001194
Discover assistance with Sylvania, Perrysburg and Toledo Area listings. Specifically representing home buyers and sellers with information on Sylvania Ohio real estate, Perrysburg, Maumee Ohio, and Toledo Area needs whether you are buying, building or selling.

Wednesday, December 16, 2009

Monclova Home for Buyers who Want Only the BEST!

Are you a Buyer who won't Settle for Anything But The Best?

As soon as I walked into this Home my eyes couldn't stop. In every corner there was something special. From the large windows to the Pillars, Moldings, Fireplace, built ins and Ceiling details. And that wasn't all, it had a built in sound system, 5 bedroom and Quality Kitchen from top to bottom.

As I continued throught the home I began to expect only the best, one of the Most Stunning Master Bedrooms I have ever seen. If you have a big wish list, this home will exceed your expectations.

This home on 4246 Back Ridge Way in Monclova Ohio will exceed anyones Wish List, plus more. It's for Buyers who won't settle for less and want the absolute Best. See for Yourself! MLS # 5001203
Discover assistance with Sylvania, Perrysburg and Toledo Area listings. Specifically representing home buyers and sellers with information on Sylvania Ohio real estate, Perrysburg, Maumee Ohio, and Toledo Area needs whether you are buying, building or selling.

Sunday, December 13, 2009

Underwater Mortgage? Statistics say your not Alone.

Nearly One out of Every Two Mortgages- Underwater in Ohio

According to the Newest Information from CoreLogic Data, if your mortgage is underwater, your not alone. Data from Mortgage Bankers Association & CoreLogics is reporting a dramatic increase in negative equity and a need for Mortgage Loan & Foreclosure Reform.

Ohioians - Ohio joins California, Florida, New Jersey, Illinois and Arizona as the top states in the nation with the most number of properties either IN or approaching negative equity position, according to the report. Of the 2.2 million outstanding mortgages in Ohio, 45.6 percent - more than one million mortgages - are already underwater or close to it."

In addition to the 7,000 or so foreclosures each month in Ohio, we have more than one million mortgages in a very fragile position,” said Bill Faith, executive director of the Coalition on Homelessness and Housing in Ohio, and an advocate for House Bill 3, foreclosure reform legislation. “A slight increase in unemployment could push tens of thousands more into the foreclosure pipeline. A million mortgages on the edge of crisis should push the Ohio Senate to make foreclosure reform the top priority.”

What can you Do? Contact your Representative. by zip code, be a voice of help. Search for your Governor by state. Send your ideas: be it, short term mortgage adjustments, equity adjustments or extensions till Jobs are Created.

“With negative equity so high, a sustainable loan modification makes sense for everyone, including the owners of the mortgage.” said Faith. “For lenders, homeowners and communities in Ohio, HB 3 would turn losing into winning.”

A solution and plan needs to be inforced before every state joins the 1 out of 2 Mortgages on the negative equity list. Creative thinking is needed and your representatives need to hear your ideas and suggestions.

See Your States Mortgage Equity Statistics from Corelogic Data on page Three.

Searching for a home for sale in Toledo and surrounding area, let me help you find the right home at the right price.

Wednesday, December 9, 2009

Live Entertainment in Perrysburg

Live Entertainment in Perrysburg

Join us for a lively time at J. Patrick's Pub & Restaurant. The only place in Perrysburg, OH to enjoy live entertainment Tuesday-Saturday, you can dance and twirl the night away listening to the best of the 70's and 80's.

Each week, a different nationally acclaimed band will have you enjoying the high energy atmosphere. We feature a full bar and coming soon, we will have a special late night bar menu. Every Friday and Saturday, come early and enjoy our famous Surf N Turf Buffet in the restaurant.

Date: December 12, 2009
Time: 7:00 pm - 1:00 am
Location: Show mapHoliday Inn French Quarter10630 Fremont PikePerrysburg, OH 43551Contact: Holiday Inn French QuarterPhone: 419-874-3111Email: kathy_hamilton@hifq.com

Light Displays in the Toledo Area

Christmas Lights in Toledo, Perrysburg, Sylvania, Maumee

Ageless Child's Christmas
107 Birch Drive, Rossford, Ohio
5:30 to 11:00 pm S-Th, 5:30 to Midnight Fri. & Sat.57,000 lights synced to 8 Trans-Siberian Orchestra songs
Listen to the lights on 97.7 FMhttp://www.theagelesschildschirstmas.com/

Lights On Lime City at Cedar Creek Church - Promo VideoP errysburg, Ohio160,000 lightshttp://www.cedarcreek.tv/

Merry Digital Christmas
Marble Cliff Blvd, Sylvania, Ohio
5:00 to 11:00 pm S-Th, 5:00 to 12:30 Fri. & Sat.10,000 Lights Synced to music by Mannheim Steamroller and the Trans-Siberian OrchestraListen to the lights on 106.9 FMhttp://www.merrydigitalchristmas.com/

Bixler Light Show
536 S. Harefoote St., Holland, Ohio
6:00 to 10:30 pm S-Th, 6:00 to 11:00 pm Fri. & Sat.Over 65,000 lights on 34 Light-O-Rama Channels ChannelsListen to the lights on 90.1 FM

3rd Anual Urie Christmas Light Show
12190 Jefferson St., Perrysburg, Ohio
6:00 to 10:30 pm, nightly through January 2nd.Listen to the lights on 89.9 FM

Depinet Christmas Light Show
930 Charles St., Bowling Green, Ohio20,000 Lights on 64 Light-O-Rama ChannelsListen to the lights on 94.1 FMhttp://www.depperlights.com/

Light-A-Palooza
2555 Scottwood St., Toledo, Ohio6:00 to 10:00 pm, nightlyListen to the lights on WXMS 93.3 FMhttp://www.dbldesigns.com/

Bazillion Lights Christmas
29718 Robert Drive , Livonia , Michigan5:30 to 9:30 pm S-Th, 5:30 to 10:30 Fri. & Sat.40,000+ lights synced to 16 songs, Flying Santa over the house, Snowball fight over the streetListen to the lights on 88.5 FMhttp://www.bazillionlights.com/
BY: List was brought to you by MerryDigitalChristmas

Toledo Zoo - wonderful display every year.

Live Nativity Display

This is a drive through live nativity displaying the scenes of Chritmas. Refreshments will be offered as well as a Christmas Story being read inside.
Date: December 11 - 13, 2009Time: 6:00 pm - 8:00 pmLocation: Show mapZION CHURCH AND SCHOOL3360 NEBRASKA AVENUETOLEDO, OH 43607Contact: PASTOR PATRICK BELLPhone: 4195368911
This is a drive through live nativity displaying the scenes of Chritmas. Refreshments will be offered as well as a Christmas Story being read inside.
Date: December 11 - 13, 2009Time: 6:00 pm - 8:00 pmLocation: Show mapZION CHURCH AND SCHOOL3360 NEBRASKA AVENUETOLEDO, OH 43607Contact: PASTOR PATRICK BELLPhone: 4195368911Email: zionwels@acninc.net

Where to Find a Unique Gift - Toledo Art

Where to find a Unique Great Gift

Georgette's Art Showcase -Still searching for the Perfect Gift? Watercolors by Jim Less will be on display for sale at Georgette's Groundes & Gifts in Maumee through December. The Art Showcase will feature displays and sales with extended Holiday Shopping Hours on Fridays. Monday - Friday 6:30 a.m. to 3 p.mSaturday: 8 a.m. - 4 p.m. Open till 9 p.m. every 1st Friday of the Month
Date: December 1 - 28, 2009Location: Georgette's Grounds & Gifts311 ConantMaumee, OH 43537Phone: 419-891-8888 Dianne WesthovenWebsite: www.georgettes.org

Discover assistance with Sylvania, Perrysburg and Toledo Area listings. Specifically representing home buyers and sellers with information on Sylvania Ohio real estate, Perrysburg, Maumee Ohio, and Toledo Area needs whether you are buying, building or selling.

Nutcracker Ballet in Toledo

69th Annual Nutcracker Ballet in Toledo

Date: December 12 - 13, 2009
Location: Stranahan Theater4645 Heatherdowns Blvd,Toledo, OH 43614
Phone: 419-0471-0049 Mari DaviesEmail: mdavies@toledoballet.net

The Nutcracker will be performing at the Toledo Ballet for its 69th annual production on Sat., Dec. 12 at 2p.m. and 7 p.m. and Sun., Dec. 13 at 2p.m at the Stranahan Theater. Accompanied by the Toledo Symphony, this Toledo tradition features interntionally renowned soloists Mary Carmen Catoya and Renato Penteado from Miami City Ballet. With a cast of 150 dancers, this production epitomizes the magic of the Holiday Season. The Toys come to life, a Sugar Plum Fairy, and the handsome Nutcracker prince.

Get tickets by Calling:419-381-8851 Purchase Tickets on Line at: www.ticketmaster.com

Discover assistance with Sylvania, Perrysburg and Toledo Area listings. Specifically representing home buyers and sellers with information on Sylvania Ohio real estate, Perrysburg, Maumee Ohio, and Toledo Area needs whether you are buying, building or selling.

Home Buyer Tax Credit - Video

Home Buyer Tax Credit

Do you still have Questions about this Extended Home buyer tax credit?
If you have read all the information on the internet and not sure still, try
watching this simple video about the Tax Credit.

Also have many video's posted on this subject and things you can read
about the Home Buyer Tax Credit. There is a Toledo Downpayment
Assistance Program for local residence with lower income that you may
qualify for.

Friday, November 27, 2009

Novel Idea for Paying Fines at Owens College

Owens Community College's Novel Idea for Paying Fines
Owens Community College has a novel idea for helping needy families over the holiday season. You can pay your parking violation √ by donating canned foods or toys of up to $100.00.
Each Can will be worth $1.00 and Toys are worth $2.00 in fines for every $1.00 in their value. Owens Community College participates in Operation Breadbasket, Perrysburg Christian United, Salvation Army and Marine Corps' Toys for Tots program.
This year, food baskets, toys, and clothing will be available to be picked up by needy families at the township fire department, 26711 Lime City Rd., from 9 a.m. to noon on Dec. 15. Everyone is encouraged to make donations for the many families in need of assistance, this isn't limited to fine violation donations.
Chief Cope said this is OCC's fourth year participating in Operation Breadbasket. The college has forgiven thousands of dollars in fines in return for canned food and toy donations. "Our goal is to provide a little extra incentive for individuals to donate to Operation Breadbasket," she said.
The OCC collection point is inside the entrance to the safety and security office, which is in Alumni Hall on the Oregon Road campus in Perrysburg Township. Donations are accepted around the clock. Donations also are accepted 24 hours daily at the township police and fire stations, located next to each other.
Annie Herman, a Perrysburg Township dispatcher who coordinates Operation Breadbasket, said this is the program's 30th year.
Outerwear such as coats, hats, jackets, gloves, scarves, and boots are particularly needed. They will take anything as long as it's in good shape. A set of dishes, for instance, would be very welcomed. We have a list of 100 families from the Salvation Army."
The biggest single donor so far this season was the Perrysburg schools, providing almost 8,000 items.
Terry Teopas, principal of Frank Elementary, the schools' coordinator for the effort, said Toth Elementary collected the most items among the schools: 2,000. "It's a fun exercise for the elementary school students," he said. "They count the items, and it's sort of a math lesson."

Perrysburg is a wonderful community and beautiful place to live. Let me help you find the perfect home for sale in Perrysburg.

Wednesday, November 25, 2009

In Toledo - Mike Eurzione Olympic Hero at Arena

Who's coming to Toledo?

Olympic Hero - Mike Eurzione -
Date: Dec. 12
Location: Lucas County Arena

The Olympic Hero will be sounding off the Arena Celebration on Dec. 12. He will also be offering signature. The Toledo Walleye Groups are extremely excited about this event. See more details at www.toledowalleye.com or see blog about and read quotes.

Saturday, November 21, 2009

House Hunting Tips-If it doesn't Fit don't Commit

Big Mistakes- House Hunting Tips

Falling In Love with a House that's above your Price Range
It's best to know your price range by getting a pre-approval. And try starting out on the lower end of your price range, there may be no need to search in your higher range.

Thinking you have Found a One of a Kind
Even if you have a long wish list, chances are that there will be more than one home available that fits your list. Another home that is similar may be less expensive and be the dream home for less. Keep in mind that the builder of the home you love built more than one, with many similarities. House Hunter Patients required.

Out Bid again and become Desperate
You've been search for a while now, and get out bid or even start giving up on your wish list. Don't make a purchase out of fear it's not going to happen.

Overlooking Major Problems in a Home
Consider your finances when purchasing a home that has structual, appearance or location issues. All three of these can become costly upon ownership or even at the time you wish to sell. House Hunters Beware

Thinking You can Fix This or That - no problem
Too often buyers know they can fix it but do you really have the TIME and Budget to do it. Evaluate all the expenses and time realistically. How long can you live with it, how long will it take you to do it.

Missing the Market Condition Opportunity
The market condition has allowed home buyers to purchase New or Almost New Homes for less than it actually cost to build. Materials for repairing haven't declined at the same rate as home value has. House hunting Toledo areas, you'll see it.

Fitting into your lifestyle
If it doesn't fit - don't commit

IF it Fits be ready to commit
It is hard to balance out being too anxious and being patient. Sound decisions are based on knowing what will make you happy. House Hunter tips

Offering More than a House is Worth
Getting yourself into a home that is selling for more than the banks appraisal value, could become a nightmare. Unless your positive, for what ever reason, don't start out under water.

Saturday, November 7, 2009

Home Market Statistics for Whitehouse Ohio Oct 2009

Home Market Statistic for Whitehouse Ohio Home in Oct. 2009


Total Listed:9
Sold Units:5
Remaining Units:4
Inventory Accum.:0.80 *
Min Sold Price:$85,500
Average Sold Price:$144,900
Median Sold Price:$167,000
Max Sold Price:$202,500
Min List Price:$86,900
Average List Price:$161,611
Median List Price:$169,900
Max List Price:$279,900

See More Market Statistics - Maumee, Sylvania, Toledo, Waterville, Holland, Perrysburg , Monclova, Ohio at Toledo Area Blog About it under Real Estate.

Home Buyer Tax Credit- Home Owners now Qualify

Get the Basics on The Home Buyers Tax Credit Extended Upgrades- New Version Signed
6,500 Home Buyers Tax Credit - Homeowner can qualify
8,000 Home Buyers Tax Credit - First Time Home Buyers

Do I qualify for the Home Buyer Tax Credit now that it has been extended with changes?

The Home Buyers Tax Credit for 2009 was for first time home buyers that purchased a residential home till Dec. 1 2009. But the Extended version has made it possible for others to qualify till April 30, 2010.

The Extended version Of the Home Buyers Tax Credit - you now may qualify if you didn't before. The income level has risen and no longer is it limited to first time home buyers.

Which Properties Are Eligible?
The Extended Home Buyer Tax Credit may be applied to primary residences, including: single-family homes, condos, townhomes, and co-ops.

How Much Is Available?
The maximum allowable credit for first-time home buyers is $8,000.
The maximum allowable credit for current homeowners is $6,500.

Pay Rate to Qualify?
Effective Nov. 7, 2009Wage earnings for a Single Income has jumped to 125,000Wage earnings for Family Income has jumped to 225,000.

Do you have to be a first time Home Buyer?
No! First-time home buyers who purchase homes between November 7, 2009 and April 30, 2010 still can qualify for the 8,000 Home Buyers Tax Credit. But Home owners purchasing a home can now qualify too.

I own a home - can I qualify for the Tax Credit?
Yes! Current home owners purchasing a home between November 7, 2009 and April 30, 2010, who have used the home being sold or vacated as a principal residence for five consecutiveyears within the last eight. With this Extended Version to the Tax Credit, you may be eligable for 6,500 tax credit.

If the Buyer(s)’ Income Exceeds These Limits, Can He/She Still Get a Credit?
Yes, some buyers may still be eligible for the credit.
The credit decreases for buyers who earn between $125,000 and $145,000 for single buyers and between $225,000 and $245,000 for home buyers filing jointly. The amount of the tax credit decreases as his/her income approaches the maximum limit. Home buyers earning more than the maximum qualifying income—over $145,000 for singles and over $245,000 for couples are not eligible for the credit.

Can a Buyer Still Qualify If He/She Closes After April 30, 2010?
Under the Extended Home Buyer Tax Credit, as long as a written binding contract to purchase is in effect on April 30, 2010, the purchaser will have until July 1, 2010 to close.

Will the Tax Credit Need to Be Repaid?
No. The buyer does not need to repay the tax credit, if he/she occupies the home for three years or more. However, if the property is sold during this three-year period, the full amount credit will be recouped on the sale.

Contact me or Read more about The Home Buyers Tax Credit - Extended version

Thursday, November 5, 2009

Justin Moore WSG : Rodney Parker & Liberty Beach

Date: November 20, 2009
Time: 8:00 pm
Tix $15/$18
Location:Erie Street Theater
237 S Erie St
Toledo,OH43604

BUY TICKETSThe fast-rising song has become the number 1 hit on both the Billboard and USA Today/ Country Aircheck. The singer-songwriter landed coveted spots on tours with Trace Adkins, Hank Williams Jr. and Lynyrd Skynyrd and opened for Brooks & Dunn, Kenny Chesney and ZZ Top. “Moore’s take on the (small-town) theme is clearly resonating with country music fans,” states The Washington Post. During this time of corporate greed and economic uncertainty, his music is a timely reminder of what’s truly important in life.

The Toledo area is a great place to live. Let me help you find a Luxury Home for sale in areas like, Sylvania, Perrysburg, Maumee, Holland, Whitehouse, Waterville, and Toledo Area. Always something exciting to do in these areas and a perfect home can be found.

Tuesday, October 27, 2009

Chris Daughtry comes to Toledo Oct. 31

Daughtry Comes to Toledo
Daughtry's 36-date U.S. arena tour comes to Toldeo .

At the Lucas County Arena on October 31, 2009 to support the group's new studio album, "Leave This Town". The opening acts will be main support Theory Of A DeadMan www.theoryofadeadman.com and opener Cavo www.cavomusic.com.

The tour announcement happens while "Leave This Town" continues its impressive streak of success. The album, which debuted at No. 1 on the Billboard 200, has sold more than a half million copies in five weeks. The album's first single, "No Surprise," tops No. 1 on the Hot A/C chart this week. It is the band's fourth #1 hit, a rare feat for any recording artist.

Tickets are available at the Lucas County Arena Box Office, Ticketmaster outlets and Ticketmaster charge by phone at 1-800-745-3000. Floor Seating tickets are $39.50. Lower level tickets are $39.50. Upper level tickets are $29.50 to $39.50. Get Your Ticket for the Oct. 31, 2009 Daughtry Show in Toledo.

Sunday, October 25, 2009

Halloween Times by Region in Toledo Area

Halloween trick-or-treat hours
Regional listing of Halloween events
Thnks to Toledo New you can find your areas Trick or Treat Hours. A regional city-by-city listing of Halloween season trick-or-treat hours and other events. Most cities host trick-or-treating on Saturday, Oct. 31.
Toledo: 6-8 p.m. Oct. 31
Adrian, Mich.: 6-8 p.m. Oct. 31
Bedford Township, Mich.: 6-8 p.m. Oct. 31
Blissfield, Mich. 5:30-7 p.m. Oct. 31
Bowling Green: 6:30-8 p.m. Oct. 31
Cedar Point Halloweekends: 6 p.m.-midnight Oct. 23 / Oct. 30; Noon-Midnight Oct. 24 / Oct. 31; 11 a.m. - 8 p.m. Oct. 25 / Nov. 1
Clyde 5:30-6:30 p.m. Oct. 31
Defiance: 6-7:30 p.m. Oct. 31
Delta: 6-7 p.m. Oct. 31
Elmore: 6-8 p.m. Oct. 31
Findlay: 6:30-8 p.m. Oct. 29; Halloween parade at 7 p.m. Oct. 27
Fostoria: 5:30-7 p.m. Oct. 31
Fremont: 5:30-7 p.m. Oct. 31
Genoa: 6-8 p.m. Oct. 31
Grand Rapids: 5-6:30 p.m. Oct. 31; parade at 7 at the fire hall, 24232 Front St.
Haskins: 5-6:30 p.m. Oct. 31
Holland: 6-8 p.m. Oct. 31
Jerusalem Township: 6-8 p.m. Oct. 31
Maumee: 6-8 p.m. Oct. 31
Monclova: 6-8 p.m. Oct. 31
Napoleon 6-7:30 p.m. Oct. 29
Northwood: 6-7:30 p.m. Oct. 31
Oak Harbor 6-7:30 p.m. Oct. 31
Oregon: 6-8 p.m. Oct. 31
Ottawa Hills: 6-8 p.m. Oct. 31
Pemberville: 6:30-8 p.m. Oct. 31
Perrysburg: 6-8 p.m. Oct. 31; preschool trick-or-treating 10 a.m.-2 p.m. Oct. 30, downtown; Levis Commons trick-or-treat & costume contest Oct. 25 12-2 p.m.
Rossford: 6-8 p.m. Oct. 31
Sandusky: Halloween costume parade 12-1:30 p.m. Oct. 24, historic downtown; trick-or-treating 5-7:30 p.m. Oct. 31
Spencer Township: 6-8 p.m. Oct. 31
Springfield Township: 6-8 p.m. Oct. 31
Swanton: 6-7:30 p.m. Oct. 31
Sylvania: 6-7:30 p.m. Oct. 31
Sylvania Township: 5:30-7:30 p.m. Oct. 31
Tecumseh, Mich. 12-2 p.m. downtown business district Oct. 31
Walbridge: 6-8 p.m. Oct. 31
Washington Township: 6-8 p.m. Oct. 31
Waterville: 6-8 p.m. Oct. 31
Wauseon: 6-7:30 p.m. Oct. 31
Whiteford Township, Mich.: 6-8 p.m. Oct. 31
Whitehouse: 6-8 p.m. Oct. 31
Woodville: 6-8 p.m. Oct. 31Thanks to Toledo New for this Informative Break Down for all of us.

While Trick or Treating you may Find a Home for Sale that you love. Why not book a visit and see if you qualify for the Toledo Downpayment Assistant Program or 8,000 Tax Credit.

ILHM Luxury Home Statistic Charts

Luxury Home Market Chart
This Chart is looking at just the top homes Market Action, so that you can see more clearly what is really happening in luxury markets around the country and the overall luxury trend at the national level.
The ILHM Luxury Market Report is the only real-time national index and report covering the luxury market. See the Luxury Home Market Stats for Luxury Homes DOM, Prices, and Inventory.

Inspirational Good Quote - When you Dance

Inspirational Good Quote - When you Dance

"When you dance, your purpose is not to get to a certain place on the floor. It's to enjoy each step along the way." By Wayne Dyer

Some steps are more difficult but the rewards are greater.

Friday, October 23, 2009

Trick or Treat Hours for Toledo Areas by Region

Halloween Trick or Treat Hours for the Toledo Areas

I found a great listing of the Dates and Times for many of the Toledo Areas Halloween Trick or Treat Nights. Thanks to Toledo News we can now find our location and know what time our Kids can go trick or treating. Be Safe, Be Careful, and check all candy. Safest way to Trick or Treat is to visit the Homes of only the People that you know plus Family and Friends. Safe Trick or Treating !

Build for Less in Toledo

Want to learn how to Build for Less in Toledo?
Thrifty Eyes Only!Building your dream home is possible if you know some tricks to building for less.
See Build for LessThen know your Home finace options and learn which loans are for you. And take the time to see if you qualify for the:
8,000 Home Buyers Tax Credit
Toledo Downpayment Government Assistance Program This may be a big consideration you'll need to make before building. You can purchase a Brand New Home for sale and get these Tax Credits or Downpayment Assistant.

10 Things to Know when Buying a Home.

10 Things you should know when Buying a home.
See the reasons why buying brand new may be better for you. This is a brand New Home that has all the Extras & Upgrades you could ever want without the extra cost.
10 Things to know when Buying a Home Video.

H1N1 Vaccine Toledo Lucas County Health Department

Get the H1N1 Vaccine at the Toledo Lucas County Health Department.
Pre-Register - Not RequiredWhy does Pre-Registering Help?

The Medical Providers and Emergency Personnel are currently being vaccinated. By Pre-Registering you will be notified when the vaccine becomes available to the general public.

Why Pre-register?
Reduces the time spent at the facility where you receive your vaccine.
Improves accuracy.
Enables you to be notified when your facility has vaccine available.
Enables you to be notified when to receive your second dose, if required.
Enables you to retrieve your records on this system.
Enables public health to plan for how much product is necessary for each facility.Toledo 11 New Article on H1N1 Vaccine for the Public's Source of Information.

Condo for Sale in Holland Ohio

Condo for Sale in Holland Ohio -7936 WhitecapThis Villa is an End Unit in the Hidden Harbour Subdivision comes with many features. Great Open Floor Plan, Private Patio Area and a bonus room. See Details, Virtual Tour and Photos
Living Room features an Open Floor Plan to the kitchen with decorative vaulted ceiling, fireplace and Beautiful Windows with Large Doors Opening to your back patio.
This Kitchen comes with a Range, Microwave, Refrigerator, Disposal surrounding a center Island complete with it's own breakfast bar and small study area. You'll have plenty of Cabinet Space in this well-designed kitchen. Don't overlook the many extras this condo offers. It's Laundry Room is exactly what you need, Cabinets, Shelves and a Washer/Dryer.
The Sunroom is great for relaxing and adds a perfect spot for reading over coffee.
See the 3 Bedrooms, and a bonus room that could be used as an Office, Workout Room or Hobby of Choice Space. This Master Bedroom Features a wonderful decorative ceiling, stunning window, master bathroom and a master closet that comes with Customized Organizational Shelves & Units. THE ULTIMATE IN CAREFREE LIVING! Planned Unit Development. Zero Lot Line Villa. benefits of a condo without the financial liability! Ample storage throughout. Finished bonus for extra living space! Gourmet kitchen w/Solid Surface Counters and tons of cabinetry. Large, private patio. Three-car tandem garage w/utility basin. Access to beautiful lake & beach. Spacious Villa has 2554 Sq.Ft. and does allow pets.
Discover assistance with Sylvania, Perrysburg and Toledo Area listings. Specifically representing home buyers and sellers with information on Sylvania Ohio real estate, Perrysburg, Maumee Ohio, and Toledo Area needs whether you are buying, building or selling.
If your Searching for a home for sale, or interested in Selling your home near Sylvania, Perrysburg, Maumee, Toledo Ohio real estate, home buying, selling and relocation information, why not choose a Top Agent, great news is that it doesn't cost more to have one of the best. Victoria and Her Executive Team have the experience and knowledge you need. Research shows that over 80% of all home buyers search the internet. She has been recongnized for her internet accomplishments with a proven record of helped her clients get the Upper Hand over the competition. Listing your home for sale on just one website isn't enough, exposure comes from various websites with several different keywords, blogs, various social networking sites and agents internet knowledge. Free Service: Get the most recent Houses for Sale, by Location, By Subdivision, Within a Price Point sent right to your email for free. See all the Information you need to help you search for the Right Home Location at Luxury Homes in Toledo.

Greenspan on Regulation-Changes his Mind - 3 Videos

Allan Greenspan Videos on De-Regulation
See the Videos on the subject of how de-regulation became the trend. And you may be interested to see Greenspan under oath, revealing he was wrong, he's changed his mind.
Make your voice heard and contact you Representative, let them know how you feel about Regulation and what could be a happy medium for all the People.

Tuesday, October 20, 2009

Toledo Area Homes For Sale - Price Changes

Toledo Area Homes for Sale - Price Changes
We have been working together with our clients to evaluate the market conditions and price correctly. The newest price adjustments and opportunities available to help home buyers Purchase a Home, this is a great time to for buyers.

Do you qualify for the 8,000 Home Buyers Tax Credit?
Do you qualify for the Toledo Downpayment Assistance Program?

Our Ultimate Freedom-Inspirational Good Quotes

Our Ultimate Freedom
More Inspirational Good Quotes
" Our Ultimate freedom is the right and power to decide how anybody or anything outside ourselves will affect us." By Stephen Covey

Get Educated and Learn everything you need to know before considering buying or selling your home. The brightest minds know their limits and hire the advanced people to do what they aren't trained to do. Hire one of Danberry Company's best Agent at no extra cost.

Monster Bash Halloween in Toledo

Toledo Ohio Monster Bash
Oct. 30, 2009 Get more Information
Location: Toledo Event Center

Toledo Halloween Masquerade Ball

Toledo Halloween Eve Masquerade Ball

This event is for Adults Only and is sure to be a Halloween Party to remember. It will be celebrated at one of the Most Haunted Buildings in Toledo.
October 30, 2009
Contest, Entertainment and Information can Be Found Here.

Fear no More when searching for a home for sale or selling your home in this uncertain market. Get Educated and find a Real Estate Agent that's considered one of the Top Agents from the Danberry Company. It doesn't cost more to have the Best.

How to Buy Bank Owned Property - Video

How to Buy Bank Owned Property Video

This Video is surfacing all over the internet and is extremely funny. You can also view it directly on YouTube to see the comments about Buying Bank Owned Property.

Video How to Buy Bank Owned Property.

With the recent 8,000 Home Buyers Tax Credit and the Newest Toledo Downpayment Government Assistance Program in place, you may want to consider buying a home for sale using any one of these programs that you may qualify for. I can Help and see the blogs for links to these programs.

What's inside People of Toledo

This is not only Inside the People of Toledo but all of us.

"When you sqeeze an orange, orange juice comes out because that is what is inside. When your are sqeezed what comes out is what's inside." By Wayne Dryer

Most people give up when they feel pressured or forced into a difficult situation. But the Winners dig deep to find answers and welcome the challenge. It does take more effort but the rewards are that you will find the sweetest juices.
See more Inspirational Good Quotes and Important Information toward educating yourself when selling or buying a home. Even find Toledo Downpayment Assistance Programs, Market statistics, Neighborhood Info for the Sylvania, Toledo, Maumee, Perrysburg Ohio Areas.

Toledo Downpayment Government Assistance Program

Toledo Downpayment Government Assistance Program

This program isn't for everyone but it is worth looking into to. Remember with any government program your timing and paperwork must be in order. It can be used in conjunction with the Home Buyers Tax Credit. See the details about Home Purchase help or find the direct link to the Toledo Downpayment Government Assistance Program in PDF format.

Friday, October 9, 2009

Average Sale Price by Region Oct 2009

This is the Average Sale Price for Homes in Northwest Ohio by Region for Oct. 2009. See more stats and market statistics that will help you evaluate the market conditions.

Maumee Home close to the Park

A Maumee Home is for sale that is near the Park. Quiet Neighborhood, spacious Kitchen, built in organizers, crown molding, wainscoting, neutral colors, and the list goes on. Many details have been added to this home for family living at it's best. At only 136,900 this Maumee home could be just what your looking for. See Details before it's too late. Check out my website to see if you would qualify for the Home Purchase tax credit of up to 8,000.

Nothing to do but Enjoy on Sherbrooke in Toledo

The Updates to this Home for sale are too numerous to list. It is truely a Buyers Market Priced Home. From Large windows with plenty of lighting, to the fireplace and well kept home throughout, this home is a must see at only 123,000. See more Details

Quality Surrounds You at Clover Creek


See this Spacious Home. A 5 Bedroom Vaulted & Tray Ceilings, Cherry Cabinet, Tile, Composite Decking and so Much More. Quality Details and Surroundings that is Priced so well you won't want to miss. See Details about the Home on Clover Creek in Maumee Ohio.

Saturday, September 19, 2009

Home with Vacation Feeling/ Old Trail

As soon as we walked into this home we had that relaxed feeling you get when you go on Vacation. It's beautiful Three Season Porch has a view of your wooded lot, you just can't put a price on this view. But that is not all this Ranch home has to offer: Fireplace, Hardwood Floors, Basement, New Windows and storage you need. Priced at only 275,000 - You won't want to miss out on seeing this one.

Monday, September 14, 2009

Perfect Spacious Villa

So many times people search for a Condo or Villa they compromise space. I had to tell you about this Villa that is an end unit for more privacy. Top off with 3 Bedrooms and a Bonus Room too. Open Kitchen to a beautiful Family Room with a fireplace and Double Doors to what could be your own patio. That wasn't all I noticed about this villa, it has a 2+ Garage and Pets are Allowed.
See More

Henry Ford

By: Henry Ford: " It is my observation that most people get ahead during the time that others Waste." See more Inspirational Quotes

Warren Buffett

Warren Buffett: " It takes 20 years to build a reputation and five minutes to ruin it. If you think about that you'll do things differently."
See More Inspirational Quotes

Saturday, August 22, 2009

Who are You?

Be who you want to be and Live Up to what you should be! Don't define yourself by others definition. Your actions tell who you are, what you do tells who you really are.

Saturday, August 15, 2009

Charm on Kingsbury - Perfect Family Layout

Charming Home with the Perfect Family Layout for all your Needs!!

Just saw a Charming Home on Kingsbury Ave. in Haskins. It has a Wonderful Kitchen with a customize desk area that was perfectly though out. And on top of that the Home has a Family Room with a Gas Fireplace plus a Living Room, just what every family needs when T.V. choices are completely different.
The Master Bedroom has it's own bathroom, closet space and an extra space for you to use as needed. Everything is in Like New Condition and set up to Meet any Family Needs. The full basement can provide you with even more needed space for all the extra things we collect. Helps to keep the garage space for those Seasonal items.
If your family is looking for a Home that Provides entertaining areas for the Adults and the family and need separate T.V. Spaces at time, this is has it plus more. See It Now!

Wednesday, July 22, 2009

Hamler Summerfest 2009

Hamler SummerFest July 24-26 2009

Celebrate the German Heritage at the Hamler Summerfest. Plenty of Music, Dance and Food.
Brautwurst, German Potato Salad, Beans, Noodles, Hot Dogs, Chicken and more.
Professional Entertainment on Friday, Saturday and Sunday. See More Details and Location in the Toledo Ohio Area. July 24-26 Hamler SummerFest.

8113 N. Bridgeway Reduced 345,000

Maumee Ohio Home has been Recently Priced down to : $345,000


This home has a Large Open Floor plan with 6 panel doors, hardwood & ceramic flooring, natural light, stunning brick and just so many extra features you won't want to miss. See all the Photos and details about this Home. STUNNING HOME!

Saturday, July 11, 2009

Carlingfort Dr. Toledo-Wow-Pool- Price

This Home on Carlingfort Dr. in Toledo has it all. A beautiful landscaped yard with an in-ground pool. It has 3958 square feet with an Open staircase to the Open Hall designed with large Columns. The kitchen surrounds a large island and a family room with beamed ceilings. Priced at only 234,900 - It's a buyers dream. See more details and photos.

Thursday, July 9, 2009

7948 Whitecap Holland Home near beach

This home is maintenance free living at it's best. Great location, open kitchen, 3 Bedroom, 3 Baths, 3 Car, 2235 squar foot and a Sunroom. See this homes staircase and fireplace with everything you need, no maintenance. View Photos and more details of a similar home. This home has Sold

Tuesday, July 7, 2009

Home Buyers Deal in Holland

This Holland Home on Crosscut Rd. is a wonderful deal for Buyers. It offers mature trees with a secluded feeling on a dead end road. Plenty of square footage and a finished basement with storage everywhere. Top it off, the home has a new roof and AC, wood burner, window seating and a well-kept home. See Details and Photos - Book your personal Viewing with Victoria.

Saturday, July 4, 2009

Maumee Home Nestled Among Towering Trees

$116,900
Maumee Home
1105 Hugo

3 Bedroom
1.5 Bath
Remodled

2+ Garage
Landscape
Fence
Deck
Patio

Privacy
Quiet Neighborhood setting in this Newly remodled Home. From the Kitchen to the laundry room you will find custom details, two family rooms, beautiful back yard entertaining area and a well maintained Home . See More Photos

Wondering if you would qualify for the $8,000 Home Purchase Tax credit toward this Maumee Home: Call Victoria at 419-460-5587

Tuesday, June 23, 2009

Submit your Home for Advertising- For Sale by Owner

Submit Your Home for Advertising

If you a home for sale by owner, submit your home for adverting. Get more possible leads to help you sell your home. What you will neeed before you begin.

Address
Price: If you not sure on Price, get a free market value assessment.
Number of Bedrooms
Number of Bathrooms
Square Footage
Year your home was built
Phone Number and Email Address
Property Description
Upload Pictures

You can find some useful tips on Pricing your home to sell and staging tips to help you sell your home. Also try listing your home for sale by owner on fizber.com

Saturday, June 20, 2009

Sylvania Home with Everything!

$300,000
Sylvania, Oh

4 Bedroom
2.5 Bath
2 Car

2380 sq.ft.

Walnut Springs
Pond View
Everything!

This home has it all: Starting from the front Porches Two 12 x12 Cumaru Columns and Stylish Garage door. But this quality continues as you walk into the front door to see a Brazilian Cherry Staircase and Solid Santos Mahogany Floors throughout. The family room is decorated with maple ceiling beams, stunning corner Stoned Fireplace with Brazilian Cherry Mantle and Maple Columns leading you to the kitchen and dinette area. Expect only the best in the kitchen: Maple cabinets, granite, center island, stainless steel appliances, and tile back splash.

Attention to quality and details is evident throughout this new home. Every room has solid maple case and base that is extra thick and extra wide. The dinning room/ or office is detailed out with maple wainscoting and crown. This homes master bedroom continues to offer everything you need: his/her closet, Absolute Quality Master Bathroom and loaded with extras you often won't find in other homes. Details down to the laundry room with cabinets, folding area and the space you need to make things easier. The full basement offers you that extra space every family needs. So many details about this home you must see complete listing and call me for a personal viewing: 419-460-5587

This home truely shines above others and is a buyers dream home in this buyers market!
View Now, won't last long! See More Photos
First Time Home Buyers (not owned property in last 3 years) can get an $8,000 tax refund on the purchase of this home.

Friday, June 19, 2009

Toledo Home near Swan Creek Park

$134,900
3624 Camille
Toledo,Oh
3 Bedroom
1.5 Bath

2 Car
Near Park

Thursday, June 18, 2009

Figure your DTI Ratio

Why and how to figure your DTI ratio

Formula for DTI

Example of DTI ration at 33/38 with gross income of 50,000.00 year.
Yearly gross income 50,000 divided by 12 = 4166.00 per month income
4166.00 x .33 = $1374.78 allowed for mortgage expenses
4166.00 x .38 = $1583.08 allowed for recurring debt

What does this mean, you would qualify for a mortgage payment with taxes and insurance of $1374.78 a month.

Now you know how to figure your DTI ratio but do you know why you should know this. You'll need to know this for a mortgage loan or to see if you qualify for a loan modification. The many new programs put in place may make it possible for you to get a modification on your home loan.

Assistance to becoming a Real Estate Agent

There is alot of information about available scholarship programs. Your school councelor should be able to give you a good start to finding assistance to help you with financing your higher education. I found this site to have some helpful information.

The Ohio Association of Realtors Education fund provides scholarship programs for individuals pursing a bachelors degree or higher education major or minor degree in real estate. See if you qualify for higher education assistance in real estate.

If your skills include marketing, learning new programs, blogging, website ranking, and keeping up with the newest trends of the internet, Real Estate may be perfect for you. Recent studies show that over 80% of all home buyers search the internet for a home.

Take a look at my many website to help you decide if you think this is the right direction for your future. http://www.luxuryhomesintoledo.com/ http://www.toledohomes4u.com/ http://www.toledohomeforsale.com/ http://www.danberry.com/

Monday, June 15, 2009

Does the Camera really Make a Difference in Real Estate

Before you make your next camera purchase, you must see this Photo comparison. Evaluating the 4 Photos side by side can help you with your next camera purchase. The wide angle lens Pictures gives you a much broader view of each room. This is clearly of value to any real estate agent.
Comments Posted to this blog also give answers to which brand many have found to be the best purchase. You can see the difference for yourself: Must see Photos: photo comparison

Sunday, June 14, 2009

Maumee, Perrysburg, Sylvania Monroe Fireworks

Plans for July 4 Fireworks Celebrations
Maumee Fireworks on July 4 - held at the Chamber of Commerce
Monroe County Fireworks on July 4 - held at Sterling State Park
Perrysburg Fireworks on July 4 - held at Fort Meigs
Sylvania Fireworks on July 4 - held at Centennial Terrace

Find a Home in Maumee, Sylvania and surrounding Areas.

Sylvania Ohio Activities

Things you can do in Sylvania Ohio

Jamie Farr Owens Classic Golf is from June 29 to July5, 2009. Get tickets for one day or the every day at www.jamiefarrowenscorning.com

Sylvania's Star Spangled Celebration - the area's best fireworks and party will be on Friday July 3, 2009 at Centennial Terrace on Centennial Rd. Adminssion is $5.00 adults, children under 12 $3.00 and parking $5.00. Fireworks can also be seen from Pacesetter Park with parking priced at $5.00.

See activity Schedule of Centennial Park and Quarry - Events

Find Homes for Sale in Sylvania Ohio

Thursday, June 11, 2009

All News about Real Estate isn't Bad - Ohio Report

All New about Real Estate isn't Bad!
Keep reading to see the good news about Real Estate.

The Toledo Board of Realtors calculated that the prices of real estate in Northwest Ohio remain well behind the 2008 level.

Jan. - May 2009 the prices prices in the region where down 19% while the number of sales where only down 5%.

May had a price decline compared to 1 year ago for an average $96,000, and the number of sales declined 3% to 381 sold.

This may look bad but think of it this way: we are comparing the market of a year ago when economic worries where not a #1 concern as they are today. Good News is that I have been seeing an increase in activity to my listings.

Opportunity to buy low while locking in low interest rates may be one reason for the activity increases. You are living in a Buyers Market, which is now getting attention by those who see this as a great opportunity. Always remember: if buying increases - so will prices!
For Many People - This may be the Best Time to Buy!
Buy Luxury - Low Prices/Low Interest

Wednesday, June 10, 2009

Danberry Seller Match Program

Danberry's Home Swap Program is making home buying and selling easier for their clients. At your request, your Danberry Agent can promote your wish on their special intranet website.
Home Swap made Easier by Your Danberry Agent.
Victoria Luhring - See Details

Luxury Home Statistics

Want to get an idea of the Luxury Home Market Conditions. Here is a small chart of the Luxury home stats. Other Lucas County Real Estate Statics are posted on the Blog. Know the market by knowing the statistics.

Tax Credit for Renewable Resources

Find the tax credits that are available for the purchase of renewable resources. If you building or want to add a system of energy savings to your home, there are tax credits available.

Government incentives will help reduce the cost of adding renewable resources. It's available to businesses and homeowners to obtain many forms of clean energy.

The tax breaks are not limited to just home systems but also for vehicles. See the links to these Tax incentives and find out if you can have your next purchase qualify for a tax credit.

Saturday, June 6, 2009

Toledo Zoo Event for Adults June 12

Join the Activities at the Toledo Zoo on June 12, 2009.

Over 50 of the finest restaurants ready to cateer to you. And entertainment on several stages from 6:00 - 12:00. See more details at www.luxuryhomesintoledo.com - Toledo News blog.

Friday, June 5, 2009

Largest Ranch in Whitehouse - Great Floor Plan

$179,900
Chapelstone
Whitehouse

3 Bedroom
2 Bath
2 Car

1785 sq.ft.

More Photos
Drive Score
Walk Score
Sold
Contact me for your personal Showing at 419-460-5587
This home has sold - But I can help you find a similar home for sale.

Tuesday, June 2, 2009

110 mpg Believe it or Not?

Believe It or Not? 110 mpg Car

Doug Pelmear has his production site in Wauseon Approved . Pelmear already has a plan to unveil the new car with Decadur Inc / Revenge Design. It is scheduled to be Displayed at the Los Angeles International Auto show the end of this year.

"Revenge Verde Super Car"

Read more about Pelmear and see what some bloggers are saying.

Feel free to add more resources of information & let the toledo ohio people learn more by adding to my blog at http://www.luxuryhomesintoledo.com/

Is this the Engine That Could?

Holland Home with Updated Bathrooms!

$209,000
4 Bedroom
3.5 Baths
2+ Garage
2264 Sq.Ft.

Wooded Lot
Concrete Driveway

Updated Bathrooms
Newer:
Furnace
Roof


See More Photos with the Walk Score and Drive Score.
Feel Free to contact me for your personal Viewing: 419-460-5587!

Sunday, May 31, 2009

Build for Less -Thrifty Eyes Only!

If your a thrifty person it's time you take your talent to the next level. Become a thrifty builder to the home of your dreams. I've listed 10 Tips to building for less that could be done with your efforts.
1.) Find a Builder that will allow you to make some of those purchases on items he normally supplies: appliances, fixtures, flooring, trim, carpet ect.
2.) If you have a friend who works in the housing construction industry, he may be able to quote you a price that will save you money.

See the Complete List of 10 Steps to Building for Less!

Build for Less - Thrifty not Cheap

If you've been told your "cheap" consider taking your talents for being "Thrifty" to a new level.
Time to put your eye for a deal to work for YOU!

Building for Less takes someone just like you. Have all the extras, upgrades and costly items you want without the high price tag. First find a builder that will allow you to make purchases on some of the items they normally supply within the quote, like: Appliances, Cabinets,
Flooring, Trim packages, and not limited to final cleaning. Go through the Builders Quote in detail to see where you can save money. Work with your builder on things like who will be installing and dates, helps to make it run more smoothly this way. Know any items you decide to purchase will be your responsiblity to provide on time and handle any warranty issues.

Take Thrifty to a new level
Do you have a friend who is a roofer, trim capenter, painter, brick mason, owns Window Company, owns Cabinet Shop, ect.? You may be able to contract them out or purchase from them cheaper than what the Builder Quotes you for those items. Again: if a problem occures with the item or their work, you will have to take care of it and most thrifty people know the ropes here.

If you discuss all the steps with your builder it can run smoothly. When you have everything clear from the start, it can eliminate any mis-communication.

With your thrifty eye you can find areas in the Builders Quote that can easily be bought yourself and/or done cheaper. FYI- Builders quote their fee to build your home but some also make money in many of the contracted areas of the quote. Simple example: Final Cleaning may say $800.00 - they most likely aren't paying that much to have the work done. The builder has to deal with scheduling, required work and guaranteeing the work is done correctly.

TOP LEVEL Thrifty
Contracting out your home building yourself. This take knowledge, education and time you may not have. From codes, licenses, inspection, insurance and other requirements you have to meet. This can be a little too much for many to do on their own. Although a person with good scheduling habits, knowledge and time could save thousands.

If you want to build for less, start by tring a few tips I've listed and you will be on your way to building for less. Let me help you find the perfect
Lot for Sale.

Saturday, May 30, 2009

8,000 Tax Credit to Downpayment

8,000 Tax Credit toward Down Payment

Everyone has heard of the Home Purchase Tax Credit but you may not know some changes have been made to make it possible to use that Credit on closing cost and buy down interest.

See Details to the Newest Addition on the 8,000 Home Purchase Tax Credit just posted May 29,2009 at HUD. Using the tax credit toward the home purchase is now Available.

Some good news - some state housing finance agencies have developed their own tax credit loan programs, so buyers in states whose HFA's offer these programs can montize the tax credit upfront to cover all or part of their downpayment. These programs are separate from the Hud/FHA program announced above on May 29.

Let me help you find a home and see if you qualify for The Stimulus Money going to helping you buy a home.

Thursday, May 28, 2009

Search for Homes or Lots by Subdivisions

Search By Subdivisions
Start your Search

Spacious Ranch on 1 Acre Lot


$165,000

Creekside
Swanton
3 Bedroom
2 Bath

1566 Sq.Ft.
2 Car

Open Floor Plan - Lots of Light


Sold
Heather Cove
Toledo

2 Bedroom
2 Bath

2 Car
Open
Bright


Feel Free to Contact me to help you find something similar for sale.

Lawn - Woods - Home with Privacy



$ Sold

Co.Rd. 1-1
Swanton

3 Bedroom
2.5 Bath
2 Car

1860 Sq.Ft.

Contact Me
See more Photos and Details about this home. A Home you must see! Let me help you find a similar home for sale

Two Tournament Dr. Lot Fallen Timbers Fairways


91 x 170
$52,900
$56,900

Where Every Season is Beautiful!


Inactive

Carol Lane
Perrysburg

4 Bedroom
2.5 Bath
2 Car
2219 Sq.Ft.

Like Buying New without The Cost - New Appliances and Updates


$125,100

Cheltenham
Toledo
1+ Car
2 Bedroom
1.5 Bath
1088 Sq.Ft.

New Appliances
Updates

You must see this Cozy and Comfortable home with it's many updates and appliances. Feel free to contact me for a viewing.

2 Lots on Cty. RD 8-2

See the Two Lots available

13590 Cty. Rd. 8-2 Priced at $29,900
13520 Cty. Rd. 8-2
Priced at $29,900 each
Lot Size: 2.2 Acres
See Drive Score and feel free to contact me for more information. Don't forget to check out my search by subdivisions.

New Kitchen! Perrysburg


$Inactive

Queensland
Perrysburg

4 Bedroom
2 Bath
1765 Sq.ft.

2 Car
New Kitchen

See More
Feel Free to contact me to see The Many Features this home with New Kitchen has to offer. I can help you find a Home Listed for Sale with great features.

Marble Flooring Home - Wow!


Sheffield
Perrysburg
$Inactive

4 Bedroom
3 Car
3318 Sq.Ft.
2.5 Bath
Storage
Open Plan

Marble Flooring
See More Pictures and see the homes Walk/Drive Score.
Feel Free to Contact me for a Viewing or to help you find a similar home. If this is something your looking for, I can help you find a home for sale similar to this one

3548 Cottage Gate - Breckenridge Lot


Breckenridge Lot
1.4 Acres
Cottage Gate
$133,000
Contact Me

Make your Lot Search easier by using my Search for Lots and Homes for Sale by Subdivision. This will save you time, especially when you know the subdivisions your interested in.

Beauty, Warmth, Value - Julianna


$209,900
9926 Julianna
Whitehouse
4 Bedroom
2.5 Car
1954 sq.ft.
See Extras
Contact Me

9923 Julianna in Toledo

$179,900

Julianna
Toledo

3 Bedroom
2 Car
1522 Sq. Ft.

Open Plan

See More

Feel Free to Contact me for a Personal Viewing.

All Brick Luxury Home

Back Ridgeway
Monclova

$519,900

4 Bedroom
3 Car
3787 sq.ft

See More

Viewing

Country Living with City Convience!

Country Living with City Convience!

Red Leaf Lane
Monclova

$300,000
Reduced


3029 sq.ft.
4 Bedroom
3 car

Feel Free to Contact Me: Victoria
See More Photos, Walk & Drive Score : View More

Gourmet Kitchen with Granite and Tons of Cabinets!

243,000
Saratoga Ct.
Waterville
See More

4 Bedroom
3 Car
2252 Sq.Ft.

Drive Score




Feel Free to contact Me and schedule a viewing.
Ryan Rd. Toledo, Ohio Home for Sale

Sold
1868 Sq.ft. 3 Bedroom,

Condo Living - Don't do yard work or snow removal again
Separate Home not attached to other Condo
See More Email: Victoria
I can help you find a similar Condo

Whitecap Lane Holland

Sold
Single Family Home - No Yard Work
4795 Ryan Rd. Toledo,Ohio


This Condo is perfect for those who don't want the yard work and snow removal troubles. It's not an attached condo, so you have your own home like feeling. This Condo has sold but I can help you find a similar home or condo for sale

In Door Pool - Waterville


250,000
Donnington
Waterville
2592 sq.ft.
4 Bedroom
Indoor Pool

Spacious
Curb Appeal
Extras
See More Photos, Walk Score, Drive Score and all the Detail on this Wonderful Home with great Curb Appeal that doesn't end on the inside.
Email: Victoria
View Details

Great view of Side Cut Metropark!

$289,900

Old Trail
Maumee

4 Car
3 Bedroom
2263 sq.ft.
5 Acres

Park
Woods
Feel free to contact me for more information and view more Details and Pictures. Great relaxing views. Take at look at this Homes Walk and Drive Score.

Adorable All Brick Ranch!


Sold

Capistrano
Toledo
3 Bedroom


See More Photos and the Energy Efficient Home that could be yours. Email: Victoria
View This All Brick Homes Walk Score and Drive Score.
It's not impossible for me to help you find a similar home for sale that is perfect for you.